Seasonal Worker Money Talks – Session #1

Hi there! We are doing a winter session of seasonal worker money talks this winter. How do we budget? What is a budget? How can I have enough money all year long?

This is the document to go along with our first discussion. 

Seasonal Worker Money Talks – Session #1

Step 1

Watch Your Mind Thoughts

• You are worthy of good things happening to you.
• Are you saying “I can’t afford this” or are you saying “How can I afford this?”
• Start being aware of what you tell yourself you can’t do.
• The Law of Attraction dictates the things you believe inwardly and project outwardly will be the things that you attract into your life.
• Visualize your wealth as if you already achieved it. 
• Tell yourself you are creating wealth while you brush your teeth. Money is attainable and you can achieve things with it in your life. 
• Do you have a fixed mindset or a growth mindset.
• There is an old post that talks about some of our early day money saving hacks. 

Step 2

Use Google Budget Doc

• Free! You can customize categories to whatever you want them to be.
  • https://docs.google.com/spreadsheets/d/1FrtiuXJ_S0zjcJGwv0kmg02BmE7aUbnxqCv9i2SSG58/edit?usp=sharing (This is example – not sure if this is my personal example – but this is what we use and it’s very simple!)
• Start tracking how much $ you spend and how much $ you bring in. The more you start to designate some of your energy to thinking about this, the more this has the chance to manifest and grow.

Step 3

Organize

• All these great ideas and aspirations will fall through the cracks if you are unorganized and then you will probably feel bad about yourself for not achieving steps towards your goal.
• Take one action towards creating better organization with finances (if needed.)
• LastPass is a free password organizer we use. Don’t waste time getting locked out of accounts.
  • https://www.lastpass.com/
• Another group member uses: https://bitwarden.com/

Step 4

Sign into any money related account you have.

• Update your google budget doc.
• Exciting! This is a great time to do this because it’s Jan and you can get a fresh start for the whole year!

If extra time:

Step 5

Find one new money-ish type to listen to/read/follow. There are many. Here’s one person I love to listen to:

• Jim Rohn
• Atomic Habits book is great

Step 6

Patience!!! Some will be more along their path and others might be like I can’t even sign into my bank account.

• To begin forming long-lasting habits and a trajectory toward the life we want, we start with building foundations and systems.
• Think years – these years to come start with 5 min of small decision-making creating a habit today. Write down your money this week. Notice your thoughts. If your internal thinking needs redirecting, give yourself gentle redirecting. Do that over. And over. And over again. And over again.
• Grow an internal mantra that you are worthy of good things to happen to you, to create a life you are excited to get out of bed for every day, and to attain financial stability.

Notice:

Step 1 has the most amount of bullet points and is listed first. We each are worthy of good things happening to us. Believe that. Even if right now you don’t feel like that or believe it – tell yourself that and keep telling yourself until you do believe it. 

Onwards to the path of financial independence.